Your Options at Retirement

If you're over 50 and planning to retire soon, you are probably thinking about how you will convert your pension fund into an income.  There are many options available and these should all be considered before making your final decision.  

Since April 2006, pension rules have changed, increasing your flexibility and complexity at retirement, but with professional independent advice you can consider all of your options before making the most suitable choice.

There are numerous options available.  Each has both advantages and disadvantages.  The most suitable option will depend on your personal circumstances, attitude towards investment risk and retirement objectives.  

Conventional annuity

Investment linked annuity

Income withdrawal (unsecured pension)

Phased retirement

Alternatively secured pension (from age 75)

We have a great deal of experience and we understand the importance of dealing with someone suitably qualified. Andrew Fort is a Certified Financial Planner and holds the Advanced Pensions qualifications G60.

To arrange an initial meeting with Andrew Fort, please contact us on 01935 813322.