The Art and Science of Investing enables an investment strategy to be built that will dovetail with your financial plan as well as the degree of comfort that you have with financial risk. The aim is to make a successful outcome more likely than would otherwise be the case. It is often about building and maintaining a strategy that allows the accumulation of wealth through patience and discipline.

REAL financial planning is an ongoing process. You can’t go to the gym once and then be fit for the rest of your life! You have to keep going! Understanding your financial “bucket” and getting some clarity over where you are heading can give you a fantastic advantage, but you have to keep it under review. Financial planning is an ongoing process as well. A one-off financial plan won’t work. Period.

A ‘plane flying from London to New Zealand is actually off course around 95% of the time. Countless factors combine to constantly knock the aeroplane off course. The reason it finally ends up in New Zealand is that the autopilot constantly corrects course, pulling the ‘plane back on track.

It’s the same with financial planning. It’s an ongoing process. Things change – a lot, many of the changes being outside of our control. However, we can control how we react to them. Over time, making little tweaks here, and little tweaks there – as you get closer to your target – the easier it will be to hit.

REAL financial planning can be fun. After all, it’s your life that you are planning. With just a little awareness in your day-to-day thinking about your choices and actions, and their effect on your “bucket”, this can help you to stop wasting money so you build up your “bucket”.

The Art and Science of Investing can help you to design a broadly diversified investment portfolio that is likely to stand the tests of time. Working with a good REAL financial planner will keep you on your toes and make sure you live life to the full – enjoying your money! Remember, you only have one life.